Understanding Your OWCP Benefits
A Guide to OWCP Benefits for Federal Workers
As a federal employee, you are entitled to certain benefits when you suffer an injury or illness at work. The Office of Workers' Compensation Programs (OWCP) provides essential benefits to help you recover and ensure you don't face financial hardships due to your injury. At Federal Injury Centers of Utah, we guide you through the process of claiming your full OWCP benefits.
1. Medical Benefits
Medical benefits cover all necessary treatments related to your work injury or illness. This includes:
Doctor visits and consultations
Surgeries
Physical therapy
Prescription medications
Diagnostic tests (X-rays, MRIs, etc.)
OWCP ensures you receive the care you need without having to worry about out-of-pocket expenses, provided that the treatments are deemed medically necessary and related to your injury.
2. Wage Replacement
If your injury prevents you from returning to work temporarily or permanently, OWCP provides wage replacement benefits. You can receive compensation for lost wages at a rate of 66% of your regular salary if you have no dependents, or 75% if you do. Wage replacement benefits are crucial in ensuring you can focus on recovery without worrying about financial strain.
3. Vocational Rehabilitation
If your injury is severe enough to prevent you from returning to your previous position, OWCP offers vocational rehabilitation services. This program helps you transition to a new role or career, offering training and support to help you adapt to new job requirements.
4. Permanent Disability Benefits
If your injury results in a permanent disability, OWCP provides compensation based on the severity of your disability. These benefits can range from partial disability compensation to total disability benefits, depending on your situation.
5. Death Benefits
OWCP offers death benefits to the surviving family members of federal employees who die as a result of a workplace injury or illness. These benefits include compensation for lost wages, funeral expenses, and ongoing financial support for dependents.
Get Help Understanding Your Benefits
At Federal Injury Centers of Utah, we’re committed to ensuring that you receive all the benefits you're entitled to. From filing your initial claim to managing the appeals process, our team of medical and claims experts is here to guide you every step of the way."
